Employer Benefits

Alternative risk approaches can give employers more control and financial advantages.

Financial Benefits

  • Improved cash flow
  • Shared underwriting profits
  • Return-on-investment income
  • Potential tax benefits
  • Reduced program expenses
  • Reduced claim costs

Control Benefits

  • Gain stability through market cycles
  • Influence coverage terms
  • Direct access to reinsurance market
  • Loss-sensitive versus class-sensitive underwriting
  • Exert control over claims/loss control services
  • Expand program to other locations and lines

Contact us for more information.